“To be eligible for COBRA coverage, must I be on my employer’s medical plan for any certain period of time?”

Question: Regarding COBRA, to be eligible, is there a minimum time period you need to be covered under an employer’s health insurance plan to be eligible for COBRA?

Does that change if you leave the company voluntarily? Thanks!

Houston, Texas

Answer: Dear Daisy: You need to be on your employer’s health care plan for One Day before you leave your job to be eligible for COBRA. That’s it.

And it makes no difference if you resigned, or were laid off, or were let go.

However, if you were fired for “gross misconduct,” then you are ineligible for COBRA benefits.

To view our newsletter entitled “Ten Circumstances When COBRA is NOT Available to You” [click here].

Hope that helps. Thanks for writing in. Please tell your friends about our blog.

           Best, Al Sklover

©  2010 Alan L. Sklover, All Rights Reserved.

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